The selection

A considered selection, across four essentials.

Not a directory. A short, current shortlist of the services that genuinely serve a life lived across borders — chosen for fit and substance first.

Every name below earns its place the same way: it has to be something we’d recommend to someone who lives exactly the way you do. We keep each list deliberately short. When a better option appears, it replaces a weaker one rather than lengthening the page.

01

Money without borders

Multi-currency cards, accounts and transfers that treat moving money between countries as the norm. New to this? Start with our guide on how to choose a multi-currency card.

Multi-currency account & card

Wise

Holds and converts dozens of currencies near the mid-market rate, with a clearly stated per-conversion fee. The reference point most other cards are measured against.

Visit Wise →
Multi-currency app & cards

Revolut

An app-first account with fee-free currency exchange up to monthly limits, travel features and tiered plans for heavier users.

Visit Revolut →
Mobile bank account (EU)

N26

A licensed mobile bank for those who want a fully regulated euro account with a clean app and Mastercard.

Visit N26 →
02

Insurance for an international life

Health and travel cover chosen for people whose lives don’t stop at one border.

Nomad health & travel

SafetyWing

Subscription-style cover built for long-term travellers and remote workers, billed monthly and easy to start or pause.

Visit SafetyWing →
Global health for travellers

Genki

Flexible worldwide health cover designed for nomads, with monthly billing and straightforward, readable plans.

Visit Genki →
International health insurance

Cigna Global

A more comprehensive, customisable plan for those who want established, full-service international health cover.

Visit Cigna Global →
03

Connectivity, anywhere

eSIMs that work the moment you land, so roaming fees and local-SIM hunts become someone else’s problem.

eSIM marketplace

Airalo

Local and regional data eSIMs across 200+ countries, installed before you land. A sensible default for most trips.

Visit Airalo →
Unlimited-data eSIMs

Holafly

Destination eSIMs focused on unlimited data, useful when you’d rather not ration megabytes.

Visit Holafly →
eSIM by the Nord team

Saily

A newer eSIM option with a clean app and regional plans, from the makers of NordVPN.

Visit Saily →
04

Settling in, made simpler

The practical services and guides for arriving, relocating and basing yourself in a new country.

Mid-term rentals

HousingAnywhere

A booking platform for furnished, mid-term rentals aimed at people relocating — not holidaymakers.

Visit HousingAnywhere →
Visas & travel documents

iVisa

Helps you check requirements and process visas and travel authorisations without the government-portal maze.

Visit iVisa →
Our own guides

Pronostos Guides

Practical, editorial guides to arriving and basing yourself somewhere new — written with the same demanding eye as our selection.

Visit Pronostos Guides →

Selected with intent. Never by accident.

Pronostos is free to use. Where we hold an affiliate partnership with a provider, we may earn a commission when you choose them — at no additional cost to you, and with no bearing on what makes the list.